Privacy Policy

Welcome to The "Living Benefits" Era (“we,” “our,” or “us”). Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your personal information when you visit our website and submit your information through our lead forms.

1. Information We Collect

When you use our website, we may collect the following personal information:

Name
Email Address
Phone Number
State of Residence

2. How We Use Your Information

We collect your information for the following purposes:

To contact you via phone, email, or SMS regarding life insurance options for you and your family
To provide personalized life insurance recommendations
To follow up on inquiries and offer support
To improve our services and customer experience

3. Sharing Your Information

We do not sell your personal information. However, we may share your data with:

Licensed life insurance providers or agents affiliated with our business, for the purpose of assisting you with life insurance options
Service providers who help us with website operations (e.g., CRM, email services)
Legal or regulatory authorities if required by law

4. Your Rights & Choices

You have the right to:

Request access to the personal information we have about you
Request that we delete your personal information (subject to legal and contractual obligations)
Opt out of marketing communications at any time by clicking “unsubscribe” in emails or replying “STOP” to SMS messages

To exercise these rights, please contact us at niccospringersfg@gmail.com.

5. Data Security

We take appropriate security measures to protect your personal information from unauthorized access, loss, or misuse. However, no data transmission over the internet can be guaranteed as 100% secure.

6. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these websites.

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with the updated date.

8. Contact Us

If you have any questions about this Privacy Policy or how we handle your data, you can contact us at:
📧 Email: niccospringersfg@gmail.com
📞 Phone: 229-575-0313